Disclaimer: MM2H rules and fees can change depending on government updates and category. This guide is meant to help you understand the structure of MM2H costs (deposit vs fees). For the latest confirmed requirements, please contact our licensed MM2H team.
Why MM2H Costs Changed After the Rebrand?
Before we go into numbers, let me explain something important.
MM2H today is not the same MM2H from years ago.
After the MM2H rebrand and restructuring, Malaysia introduced stricter requirements because:
- the country wants higher-quality long-term residents
- the government wants the program to be more regulated and controlled
- and yes — because in the past, there were cases where people abused the visa
So the newer MM2H framework is designed to be more “compliance-based”, and the costs now reflect that.
Quick Summary: What You Pay vs What You Keep
Before we go into details, here’s the clearest way to understand MM2H costs:
Fixed Deposit
Your money. Kept in your name. Not a government fee.
Government Fees (You Spend)
2) Government Fees (Non-Refundable) Paid to the Malaysian Government (MOTAC). This includes application fees and yearly pass fees.
Professional Costs (Required)
3) Professional Requirements Medical check-up, medical insurance, and document translation (if needed). These are normal compliance costs.
Agent Fe
Agent Handling Fee Paid to your licensed MM2H agent to manage your submission properly — document checks, bank guidance, appointment coordination, and MOTAC submission
1) Fixed Deposit (This is Your Money, Not a Fee)
The largest MM2H requirement is the fixed deposit.
But here’s what many people don’t realise:
✅ You are not “paying” this money to the government.
✅ The deposit stays in a Malaysian bank account under your own name.
✅ It remains your money — it’s simply held as part of the MM2H requirement.
You can also withdraw up to 50% of the fixed deposit later, subject to the program’s conditions.
This withdrawal is generally allowed for approved purposes such as:
- Medical expenses
- Property purchase
- Education in Malaysia
- Tourism-related spending (note: this category is still pending final confirmation as of 15 February 2026)
Think of it like a compliance deposit — similar to how certain regulated licences require security deposits or paid-up capital.
Fixed Deposit by Category
2) Government Fees (This is the Real “Spend”)
A) Application Fee- This can range from:
(depending on your MM2H category)
B) Pass Fee (Paid Every Year)
This is one of the most overlooked costs.
RM500 per year, per person
This includes:
- you (main applicant)
- spouse
- children (if included)
So if you’re applying as a family of 4, that’s:
RM500 × 4 = RM2,000 per year
A Quick Note About Agent Pricing
Under the current MM2H framework, the agent fee is gazetted, which means it is fixed according to the category.
So when you see figures like RM40,000, RM55,000, or RM70,000, these are not numbers that agents simply “make up”.
In the market, you may still notice some agents presenting their packages differently — sometimes by bundling certain costs or absorbing some items to make the overall quote look more attractive.
The agent fee is gazetted, so licensed agents cannot charge lower or higher than the official amount. Some packages may look cheaper because certain costs are bundled or absorbed — but the gazetted fee itself remains fixed.
If you would like to know our full MM2H fee structure at Malaya Corporate Group, feel free to contact us.
We will explain the breakdown clearly, upfront, and without hidden charges.
3) Professional & Admin Costs (Required to Complete the Application)
To successfully submit MM2H, you will need to prepare for external costs.
These costs are normal — and they are not “agent hidden charges.”
They are part of the compliance process.
A) Medical Check-up (Malaysia Only)
Must be done at a registered clinic in Malaysia.
B) Medical Insurance (Mandatory)
Insurance is mandatory for MM2H applicants. If you are above 60 years old, insurance may not be compulsory — but it is still strongly recommended.
C) Document Translation (If Required)
If your documents are not in English (example: birth certificate or marriage certificate), you will need:
professional translation
certification (depending on document type)
4) Agent Fee (What You Pay Us For)
This is the part many applicants misunderstand.
Some people think an MM2H agent is “just submitting forms.”
But MM2H is actually very similar to:
📌 applying for a business license
📌 corporate compliance submission
📌 regulated documentation process
If the submission is wrong, incomplete, or inconsistent — you can lose time, money, and even your chance of approval.
What Malaya Corporate Group Handles
When you appoint us, we manage:
✅ full document review (compliance check)
✅ application file preparation
✅ bank fixed deposit setup guidance
✅ medical appointment coordination
✅ submission to MOTAC
✅ follow-up until completion
So you don’t have to stress about:
missing documents
wrong format
incorrect financial proof
rejection due to technical errors
This is what makes us different.
If we review your documents and feel:
you may not qualify
your financial proof is weak
your profile has risk factors
We will tell you early — before you waste money.
Because in MM2H, the biggest cost is not money.
The biggest cost is:
❌ wasted time
❌ rejected application
❌ stress and disappointment
5) Why “Cheap MM2H Packages” Can Be Risky
When you compare MM2H packages, you may notice that some quotes look significantly cheaper at first glance.
This usually happens because different service providers structure their pricing differently — for example:
some include certain admin items in the main fee
some list them separately
some bundle services into one package
and some charge only when the process starts
That’s why it’s important to always ask for a full breakdown, so you can compare properly and avoid surprises later.
Our Approach: Corporate Ethics & Full Transparency
At Malaya Corporate Group, we follow a strict compliance approach and high corporate ethics.
We provide a clear breakdown upfront, so you know:
what is government-related
what is professional / third-party cost
and what is included in our service
No confusion. No surprises.
Final Thoughts: MM2H Is Not Just a Visa — It’s a Compliance Process
Before we end, one important note: this article focuses on the MM2H application costs. It does not include property purchase, renovation, furniture, or long-term lifestyle expenses — because those depend entirely on your personal plans and where you choose to live in Malaysia.
MM2H has also changed after the rebrand, and there is a reason for that.
Malaysia attracts a very large number of foreigners. Most come with good intentions, but like any long-term visa program, there were also cases where the visa was misused. That is why MM2H is now more structured, more controlled, and treated as a regulated compliance submission.
Even so, Malaysia remains a welcoming country.
And personally, I welcome you too.
If you are someone who respects our culture, is willing to adapt, and genuinely wants to build a second home here — MM2H can still be one of the best long-term opportunities in the region. (AZIZAM 2026)
